Federal Nursing Home Administrator Practice Exam

What does worker compensation refer to?

1. A benefit for employees without any work-related injuries

2. Responsibility for injuries occurring at work

3. An insurance policy for health-related issues

4. An agreement between employer and employee

The correct answer is: Responsibility for injuries occurring at work

Worker compensation specifically refers to the system that provides financial and medical benefits to employees who are injured while performing their job duties. This safety net is designed to ensure that workers are compensated for expenses related to work-related injuries, such as medical bills and lost wages, without the need for litigation. The focus of worker compensation is on protecting employees from the financial burden of injuries sustained in the workplace, thus promoting workplace safety and supporting employee welfare. It functions as a no-fault system, meaning that injured workers can receive benefits regardless of who was at fault for the injury. This approach provides a streamlined process for addressing work-related injuries and allows employees to receive necessary medical care and support promptly. Understanding worker compensation is crucial for both employers and employees, as it outlines the responsibilities and protections in place when workplace injuries occur. Being aware of this system helps ensure that the rights of employees are upheld while also helping employers manage liability related to workplace accidents.